Two passenger trains in the Indian state of Madhya Pradesh have derailed minutes apart on a flooded bridge, killing at least 24 people, officials say.
The trains were passing each other near the town of Harda when a flash flood triggered by heavy rain struck the bridge, reports said.
The tracks collapsed and some of the carriages were submerged.
Officials say at least 25 people have been injured and another 300 rescued.
The Kamayani Express travelling from Varanasi to Mumbai derailed first, while the Janata Express travelling in the opposite direction derailed shortly after.
One passenger described water pouring through the carriages just after the accident.
“Water filled the coach till here,” the man, pointing to his waist, told a local TV station.
Another passenger said there had been “a sudden jerk” and “the carriage broke apart and people were crushed”.
The Press Trust of India reported that it was not clear how many passengers were on the trains.
The bridge crosses the Machak river, about 950km (590 miles) from India’s capital, Delhi.
“This unfortunate accident took place because of the flash floods on the tracks and the track caved in and resulted in the derailment of the last six coaches of the Kamayani Express,” railways spokesperson Anil Saksena told the BBC.
“This train derailed, then simultaneously on the neighbouring line from the opposite direction, another train was coming. That train also encountered a flash flood situation. So it almost happened simultaneously on neighbouring tracks.”
Rescuers worked through the night, mostly in darkness, trying to free those trapped. Divers used gas-powered cutters to access the submerged carriages, officials added.
India has been badly hit by heavy monsoon rains and the tail-end of Cyclone Komen in recent days. More than 100 people have died in flooding, landslides and building collapses.
By Wednesday morning, all the coaches had been cleared and bodies of the victims recovered, Madhya Pradesh railway police chief MS Gupta told AFP news agency.
But he said the death toll could rise slightly. It was not clear if any passengers remained unaccounted for.
Railways Minister Suresh Prabhu tweeted that he had ordered an inquiry and that he would make a full statement to the Indian parliament later on Wednesday.
Prime Minister Narendra Modi has also expressed concern, and offered condolences to the relatives of those who died.
Safety standards on India’s massive state-run railway network, which operates 12,000 passenger trains and carries some 23 million passengers every day, has been an ongoing concern amid a spate of accidents.
In March a passenger train derailed in the northern state of Uttar Pradesh, killing at least 34 people.
And in February last year, at least 11 people died after three coaches of the Bangalore-Ernakulam Intercity Express derailed in the southern state of Karnataka.
Correspondents say the state-run railway network has a patchy safety record – there has been little investment in upgrading decaying tracks and signals, and the country lags behind on anti-collision technologies.
Decades of neglect, low investment and subsidised fares have left the network in a shambles, correspondents say.